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The Affordable Care Act (ACA) also known as Obamacare was signed on March 23, 2010. It has two parts known as the Patient Protection and Affordable Care act, and Health Care and Education Reconciliation Act. The ACA is a type of health coverage that allows lower income families and individuals more affordable. With this, it also puts certain limits on what the insurers may or may not do with respect for the eligibility and coverage to those who need it (Obamacare Basics: What is the Affordable Care Act?, 2018). It is to allow people to have coverage, so they can have preventative care at a lower rate. But for those who don’t have coverage will be penalized with a fee when tax season comes around. Those individuals that didn’t have any coverage that year have an option to pay that fee with their taxes if they can’t pay any other way. If you already have coverage, nothing will happen, but you can explore the options for what the ACA has to offer and make a switch if you would choose to do so, but you won’t be eligible for any subsidies if you do switch. The goal and mission of the ACA is to make healthcare coverage more accessible and affordable to Americans (Obamacare Basics: What is the Affordable Care Act?, 2018). 

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