Introduction The continuous increase in business bankruptcy over the past several decades has been alarming. Despite numerous studies and predictions from researchers and analysts, there seems to be inconclusive evidence to prevent business bankruptcy. The subject of bankruptcy has had significant publicity recently with the Enron and WorldCom business practice irregularities. These misdeeds have raised many questions about management obligation, honesty, and auditor responsibilities. This […]

This paper seeks to chronicle the history of information technology in finance from its infancy to the modern era with special attention place on the Caribbean experience. The paper therefore presents a summary of major (IT-based) innovations and an analytical framework with which to Structure an historical review Of how Information Technology innovations were adopted in the financial services sector and their impact. The early […]

Lombard Direct is a call- centre of Lombard Bank located in the North of England, part of the Royal Bank of Scotland group supporting a lot of banking products. This centre runs 24-hour operations operating on all the days of the year. Loans constitute 90percent of the company’s business and it employs 250 full-time equivalent customer advisors with 200 seat capacity. Centre uses the most […]

Factors Affecting Customer Loyalty on Banking Service: A case of Hong Kong Shanghai Bank Commercial in Ho Chi Minh City, Vietnam • Dec 22, 2011 • 0 • 263 [pic] [pic][pic]FACTORS AFFECTING CUSTOMER LOYALTY ON BANKING SERVICE: A CASE OF HONG KONG SHANGHAI BANK COMMERCIAL IN HO MINH CHI CITY, VIETNAM Related Articles Luxury Travel Vietnam’s Tour Featured in Indonesia Travel Magazine Corporate globalization and […]

The aim of this study is to examine if there is a link between Deposit Insurance, Bank Stability, Risk Taking and Moral Hazards. Starting with examination of Deposit Insurance around the world and then moving onto the EU. It is found that Deposit Insurance alone can not provide Bank Stability but requires the support of mature banking regulations, supervision, credibility and strong contracting environments in […]

Abstract – Increasing digital technology has revolutionized the life of people. The banking system in today’s world is open to threats of fraud and cyber-attacks. Since today’s banking system is built on location-based, it is easy for an attacker to penetrate in any such database which will easily compromise all the information and data of the customers of the bank. This vulnerability of today’s banking […]

XITE, Gamharia Banking Concepts & Practice [Paper 11: Elective II, Academic Session 2011-12] 1. Evolution of Banking: Bank-Meaning, Definition, Features & Classification, Concept of Different Types of Banking System, Overview of Indian Banking System 2. Commercial Bank: Basic Concept of Commercial bank, Role of Commercial bank in Financial System, Credit Control by Central Bank 3. Central Bank: Meaning, Functions, Methods of Credit Control 4. Monetary […]

Paper presentation On Risk in banking sector. Abstract: The structure of the paper is three-fold, where we begin by what is risk in banking scenario and its effects on internal operations of a bank, followed by the various types of risk in Indian banks and what can be done or the measurements taken and finally the future look. Introduction: The Indian Financial System is tasting […]

Introduction Developed and developing economies depend on banking sector for all the financial transactions, be it government or corporate or even citizen. Banking sectors of many developing countries was recently liberalised. One such country is India. The Indian liberalisation took place due to the ineffectiveness of the banking sector. The liberalisation leads to cut throat competition. India has a huge population and the massive development […]

Regrettably, today’s view of the poor is very negative most especially in the Western Democracies. The poor are seen as blights upon society, an eyesore that drains resources from the state in the form of welfare payments, socialized housing and other poverty alleviation programs. Worse, poverty is seen as a function of race, creed, or faith. Perhaps the most cruel accusation of all is that […]