Islamic banking has been adopted at the national level in Pakistan, Sudan, and Iran, and they have decided to Islamize the whole banking system. Islamic banking was established in Malaysia in 1983. Islamic banking products and services should come under the Islamic Banking Scheme (IBS). Kuwait Finance House (KFH) is one of the largest Islamic banks in the world. Headquartered in Kuwait, their business covers […]

Introduction In a continually changing business environment, companies craft strategies to profitably meet market demands and needs. A strategy can consist of many competitive efforts and business approaches to meet market demands and achieve organizational objectives. A strategy can be view as a management’s response to successfully compete in the market. That is, it determines whether a firm will concentrate on a single business or […]

INTRODUCTION As the competition in the banking sector is continuing to rise, it is becoming increasingly difficult for many banks to achieve growth as before. Facing fierce competition from both customary brick and motor operations and the emerging internet banks, banks fail to meet performance expectations due to poor understanding of their customer’s needs, not making the most of their staff and most importantly tend […]

Telephone and PC Banking It is atoll enables customers via telephone calls to find out about their position, with their bankers merely dialing the telephone numbers given to them by the banks. In addition, the computers on the phone would require special codes given to the customers as a means of identification of authentic users before they can receive any information they requested. This is […]

Bank Alfalah Limited was incorporated on June 21st, 1997 as a public limited company under the Companies Ordinance 1984. The bank is engaged in commercial banking and related services as defined in the Banking Companies Ordinance, 1962. The bank got privatized in 1997. The Abu Dhabi Group, owner of the bank, has invested in technology to have an extensive range of products and services. They […]

A bank is an institution that deals in money and its substitutes and provides other financial services. Banks accept deposits and make loans or make an investment to derive a profit from the difference in the interest rates paid and charged, respectively. In India the banks are being segregated in different groups. Each group has their own benefits and limitations in operating in India. Each […]

In this project, I will compare existing documents from three different banks, these banks will be: Abbey, Lloyds TSB, and HSBC. The documents that I will analyse are credit card booklets/leaflets and websites. I will need to talk about the layout, content, purpose, suitability of purpose, strengths and weaknesses, and differences and similarities between each of the six documents. From each organisation will be a […]

Abstract The banking sector is among the most vital industries in any economy. There is thus a need for regulatory bodies to prevent any issue that may arise and lead into the collapse of this sector. One of the frameworks that have for a long time ensured that companies act in the interests of their stakeholders is corporate governance. However, situations have arisen where the […]

            There are two reasons why income would affect the demand. First, an expansion of the economy and an increase in income cause the wealth to increase, pushing the people to want to hold more goods as a store of value. Second, people will use these goods to carry out more transactions which will also lead to their possession of more goods. It can be […]

Chapter 1 1.1 Introduction Fractional reserve banking concepts, theories and a real life case of debate by the Bank of England Governor Mervyn King have been investigated in this dissertation from a perspective differed to the mainstream. There have been controversy on the discussion on the nature and uprising of fractional reserve banking. Therefore, the author believes a need for awareness on the history and […]