Using Microsoft Excel
As indicated in the guidance for Week 3, Excel can be used for many purposes. For example, Excel can be used to develop and track your personal income and expenses against a monthly budget. Assume a family has developed a monthly budget and desires to compare actual expenses for July to their budget.
Before we begin, for income and savings we use the formula (Actual – Budget) and for costs or expenses we use the formula (Budget – Actual). We do this because we are trying to determine whether the difference or variance is better or worse. It is better to earn a higher salary but it is worse to spend more than budget.
Here are the detailed instructions:
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