For discussion purposes only, consider for the moment you own your own business which annually you make on average a $1 million EBITDA and growing about 2% a year. You are 60 years old, no rush to retire but Hilton Head golf courses are calling you. You recieve 3 offers, one offer is an all cash offer of $3.5 million, another offer is for $5 million structured as $2 million cash at closing and a note of $1 million per year for 3 years, and another offer is $10 million, $1 million at closing, $9 million over the next 9 years.
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