FOR TEACHER BUGUZ

#1.  You decide to invest $15,000 into a bank account that s compounding its interest monthly.  Assuming the bank is paying out an interest rate of the current prime rate – 1% (in the event that prime -1% is less than 1%, use 1%) and the investment is for 5 years.  (**The current prime rate is 3.25%)

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  A)  How much money (total) do you have after the 5 years pass

  B)  How much do you earn in interest over the 5 years

 

#2.  You wish to have $500,000 saved up in 30 years.  Assuming you can get an interest rate of prime +5% on your investment (compounded quarterly) (the current prime rate is 3.25%)

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  A)  How much do you need to invest today to have $500,000 30 years in the future

  B)  How much of that total is interest

 

#3.  You borrow $50,000 at 5% interest (compounded daily)

  A)  After 1 year passes, you pay off $25,000 of the loan.  How much do you still owe on loan?

  B)  After another year passes, you wish to pay off the loan. How much do you to pay to pay it off?

 

 

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