The local community college in your area is conducting a class for potential new homeowners (HO). Realtors, bankers, insurance agents, and others in the real estate field have been asked to be guest speakers during this six week course. The class meets once a week, and participants who have signed up for this course in the past include, young single men and women, married couples with and without children, a few “house flippers,” and occasionally an older couple looking to finally see the American dream of home ownership come true. As a seasoned insurance agent you have been approached by the dean of community affairs to create a PowerPoint presentation on what new buyers need to know about homeowners insurance. Your presentation should include:
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